Month: June 2025

Shopping for auto insurance isn’t as simple as picking a policy and purchasing it. Auto insurance comes in various types and offers different levels of coverage to meet your needs. The first step in shopping for auto insurance is gaining a comprehensive understanding of your options. Are you currently in the market for auto insurance? If so, here’s a closer look at the different types of auto insurance. Once you know whether you want basic or customized coverage, you can turn to us at Fenzl Insurance Agency in Hamburg, NY to take the following steps in your insurance journey.

An Overview of Auto Insurance Types

Here are some key types of auto insurance you should know about:

• Comprehensive Insurance: Comprehensive insurance covers your car in situations beyond collisions, such as fires, theft, or vandalism.
• Liability Insurance: Liability insurance is often legally required and helps cover costs for injuries and property damage if you’re at fault in a collision.
• Personal Injury Protection (PIP): Liability insurance won’t cover your own medical bills in an accident, but PIP will. PIP is required in New York, making it essential for legal road use.
• Uninsured Motorist Coverage: If you’re worried about accidents involving uninsured drivers, this coverage will protect you by covering expenses they can’t pay.
• Roadside Assistance: Roadside assistance is a valuable add-on that provides support in emergency situations. It’s a great option for frequent drivers seeking extra protection.

Shop Policies with Fenzl Insurance Agency

Fenzl Insurance Agency in Hamburg, NY is here to help you find auto insurance tailored to your needs. We make it easy to compare policies and find the right coverage for you. Compare quotes with us today to get started!