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Click to CallIf you are a parent or guardian of a teen driver living at home in Hamburg, NY, and the time has come for them to get their regular driver’s license, you may be wondering how to handle auto insurance. This is an important question to address to ensure the newest driver in your household has proper coverage. With help from our agents at Fenzl Insurance Agency, we can assist you in getting your teen driver insured.
New York Auto Insurance Requirements
Every driver in New York is required to have auto insurance, including teen drivers who have obtained their driver’s license. Teens who live at home can typically be added to their parents’ insurance policy, ensuring compliance with state requirements.
While a teen living at home in New York may be able to get a separate policy, it’s often more practical to add them to your policy. An exception to this would be if your teen decides to purchase their own vehicle and move out of your home. At that point, they would need to secure their own auto insurance policy.
Adding your teen driver to your policy has several benefits. It allows them to drive any vehicle listed on your policy while providing liability coverage. Additionally, it can save money, as a separate policy for a teen with limited driving experience tends to be more expensive.
Contact Us
If you have questions about securing auto insurance for your teen driver in Hamburg, NY, contact us at Fenzl Insurance Agency. We’ll help you get the coverage in place to ensure your teen driver is adequately protected.
